The best payment processors in 2026

Last updated: Feb 10, 2026
Based on: 803 reviews
Products considered: 196

ith these solutions, you can accept various payment methods, ensure secure transactions, streamline checkout experiences, manage recurring payments, access reporting and analytics, and integrate with other business systems.

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Top reviewed payment processors

Top reviewed

Stripe’s developer-centric APIs and global methods suit SaaS and marketplaces needing subscriptions, invoicing, and robust fraud tools; onboarding can be intricate. Merchant-of-record options like

Paddle

bundle tax/VAT, subscriptions, and analytics for turnkey global SaaS, with heavier initial setup. Indie-friendly

Lemon Squeezy

streamlines selling digital goods with licensing and MoR tax handling, trading some advanced features for simplicity and rapid go‑to‑market.

Summarized with AI

ChaChing
Launched this month
Cut Stripe’s billing fees in half & keep Stripe for payments

Showing 196-196 of 196 products

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Recent launches

Lemon Squeezy

targets SaaS and creators with MoR tax compliance, global methods, licensing, and affiliates for fast digital sales.

Flowglad

suits developer-led teams needing webhook-free subscriptions, real-time entitlements, and MCP-first agent integrations atop Stripe.

Dodo Payments

blends MoR coverage, strong India rails (UPI), and usage billing via SDKs and mobile, offering analytics, localized checkout, and rapid global monetization.

Lemon SqueezySell digital products the easy-peasy way12d ago

FlowgladOpen source, webhook-free payments that AI can one-shot2mo ago

Dodo PaymentsPayments & Billing for AI, SaaS, and Digital Products.28d ago

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Forum discussions

What are best payment gateways for global sales?

If you're a SaaS, digital product, agency or freelancer what payment gateways do you use to handle local methods, taxes and subscriptions?

PayPal charges me 5% per transaction and their support is unwilling to reduce it to 3% for me while I know they do lower the transaction fee for certain accounts.

12 comments•265 views

11mo ago

What’s the easiest no-code tool for handling subscriptions + payments?Hey Makers I m exploring options for managing subscriptions, payments, and authentication in a super simple way. Ideally, something that s: 1. No-code / low-code friendly 2. Easy to integrate without a ton of setup 3. Handles the boring stuff like billing, invoicing, cancellations, and user access automatically I ve looked at a few tools, but many feel too heavy for a small MVP. Curious to know: What are you using right now? Any lightweight tools that worked really well for your early-stage product? Bonus if it has a generous free tier or is affordable for indie founders. Would love to hear what s working for this community before I commit to something!

10 comments•215 views

5mo ago

Accepting payments? Yikes!

Hi everyone! I'm Travis, I've been a software developer since 2006 and I've worked on a good number of open source projects and side projects. Recently I integrated Stripe for the first time in one of my projects, in order to....*gasp*....charge users and accept payments. The integration was easier than expected, but it still feels kind of slimy to be asking for money for something that was a side project and I just built for fun. On the other hand, I'm using OpenAI credits, so if I actually gave it away totally for free, it would simply cost me more and more money as time went on, especially if it went viral (the dream). So I justify the payments as a scaling/sustainability measure.

Interested to hear others' perspective on this one. Is accepting payments completely shameless? Does it sully the reputation of your project? Necessary evil?

7 comments•31 views

5mo ago

minimalist phone: creating folders

10 platforms where you can monetise your products I created a list of 10 platforms where you can showcase your service or product and start earning... cha-ching! 1. Passionfroot.me 2. Buymeacoffee.com 3. Stripe.com 4. Gumroad.com 5. Patreon.com 6. HeroHero.co 7. Ko-fi.com 8. Amazon.com 9. Etsy.com 10. Fiverr.com We can earn money without a need to go outside so this is the outcome of this era. Happy money-making, guys!

29 comments•168 views

1yr ago

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