What's New: Just shipped major improvements to Norte based on feedback from power users managing complex wallets:
Smarter AI assistant - Now pulls full document context instead of keyword matches. Reads across multiple policy sections to catch exclusions and limits.
Redesigned perk tracker - Built for people with redundant benefits (2 Priority Pass memberships, overlapping coverage). Shows what you're actually using vs. paying for.
Better card recommendations - Considers your actual insurance coverage, not just earn rates. Amex Green 3x vs CSR primary coverage, with context.
Hey Product Hunt 👋 I'm Jose, solo founder of Norte.
In 2022, U.S. cardholders earned $40B in rewards. $33B went unused.
We're all walking around with wallets full of hidden value: airline credits, rental coverage, purchase protection, extended warranties... but no brain to manage it. So I built one.
I was one of those people. For years, I:
- Signed up for premium cards "for the perks"
- Bought extra rental insurance just in case
- Let receipts live scattered across emails and screenshots
Then last year, I realized I'd paid over $1,000 for coverage I already had — and still wasn't sure what was actually protected. Every answer lived in a different portal, PDF, or 40-page benefits guide.
So six months ago, I started building the brain.
🧠 What Norte does
Norte is a coverage & perks layer that sits on top of cards and policies you already own:
- One wallet view — cards, insurance, receipts in one place
- Benefits & coverage insights — rental, trip delay, extended warranties, lounge access
- Norte Assistant — ask plain questions, get fine-print answers
- Planner — log trips & purchases to reveal gaps
- Proof storage — receipts ready when claims happen
No card linking. No bank access. Just select your cards and let Norte handle the thinking.
👇 Who it's for
- People with 1–10 cards who feel like they could get more out of them
- Travelers who want to stop buying duplicate insurance
- Anyone who's ever thought "I think I'm covered… but I'm not sure"
💛 My ask
If you've ever bought rental coverage "just in case," lost a receipt when you needed it, or wondered which card actually protects your trip — I'd love you to try Norte.
Tell me where it breaks. Tell me what's confusing. Tell me what would make this your everyday wallet brain.
I'll be here all day — ask me anything.